General Manager`s Message

    Dear Patrons,   

    With much pleasure I convey my heartiest greetings to all our esteemed customers and our well-wishers.

      Kozhikode District Co-operative Bank formerly known as MCC bank started its function in 1917 and is having a glorious tradition in the Banking sector is on the threshold of centenary.  Bank is now having 63 branches throughout Kozhikode District  with a well equipped staff strength of more than 500and is having sound capital adequacy Running in CBS,  technologically driven Bank fully capable  of providing almost all the tech banking products such as RTGS/NEFT, DBT, CTS, ATM/POS,APBS,SMS, NRE transactions etc. We have also acquired Mobile Banking license from RBI; perhaps we are the 1st District co-operative Bank acquired such facility in Kerala. We have also implemented ONLINE Filing System in our Head Office.  As a result of our collective effort, our bank has been ranked the first among the district cooperative banks in the state.

    We are successfully implementing the concept of Financial Inclusion by adopting special schemes like  ”ONE  KDC BANK ACCOUNT IN EVERY HOUSE’’.Through this project we planned to open at least one KDC Bank  account in each house in the Kozhikode District. We are in the forefront to implement State and Central Government projects like, DBT, PMJDY, PMSSBY, APY, etc.

    We are proud to say it is first time in India, formulated consortium of District Co-operative Banks and Consortium of PACS for financing another Co-operative Society, ULCCS for their CYBER PARK project and for Road infrastructure projects. It is our pleasure to announce that   co-operative banks in Kozhikode District contributed much towards developmental activities of the district. We have a NABARD Sponsored PACS DEVELOPMENT CELL; through this project we are conducting continuous training programs for staff and directors of PACS and special projects to uplift the weaker PACS. Through this we were able to make 20 PACS as profit making which were running in loss for years.  Our bank is also selected for giving pre-metric scholarships to school children through PFMS (Public Finance Management System).

    We are committed to common people and also undertaking such projects to uplift the weaker sections. We are implementing ‘’ comprehensive Dairy Development Project ‘’through dairy co-operatives, forming JLGs and disbursing loans to purchase milk cows. We are planned to implement the project in 3 phases. On completion of the project it will uplift the dairy farmers, dairy co-operatives and villages as a whole. As part of the project we are also planned to install 150 micro ATMs in the premise of milk co-operative societies.

    2017 is our centenary year, we are planning number of developmental programmes including a co-operative Knowledge Park in our Head Office, 100 Branches, 100 ATMs, Internet Banking, Digital Document Filing System and we are indebted to common people and co-operatives.  We are on the path to achieve the status of a Scheduled cooperative Bank. In this regard we solicit all support from our patrons.                                                                                 

     Abdul Mujeeb.C

    General Manager

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