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    Financial Status

    ABRIDGED BALANCE SHEET AND WORKING RESULTS

    Rs.in lakhs

     

    PARTICULARS

    Previous Year

    Current Year

     

     

    31-03-15

    31-03-2016

     

    Balance Sheet

     

     

     

    Capital

    8538.32

    11155.89

     

    Reserves & Surplus

    19547.60

    20415.80

     

    Deposits

    297355.60

    370340.40

     

    Borrowings

    30702.75

    35255.66

     

    Other Liabilities

    13572.72

    12526.92

     

    TOTAL LIABILITIES

    369716.99

    449694.67

     

     

     

     

     

    Cash and Bank Balances

    23942.69

    26679.90

     

    Investments

    123026.88

    157401.48

     

    Loans and Advances

    211742.00

    254639.81

     

    Other Assets

    11005.42

    10973.48

     

    TOTAL ASSETS

    369716.99

    449694.67

     

     

     

     

     

    Profit & Loss Account

     

     

     

    Interest Income

    34580.04

    39840.33

     

    Other Income

    1268.08

    581.50

     

    Total Income

    35848.12

    40421.83

     

    Interest Expenditure

    26603.73

    29625.47

     

    Other Expenditure

    7074.55

    8394.28

     

    Total Expenditure

    33678.28

    38019.75

     

     

     

     

     

    Profit

    2169.84

    2402.08

     

     

     

     

     

    Other Working Results

     

     

     

    CD Ratio (%)

    71.21

    68.75

     

    Recovery Performance (%)

    89.00

    85.00

     

    Gross NPAs

    13838.31

    16686.98

     

    % of Gross NPAs to total advances

    6.54

    6.55

     

    % of Net NPAs to net loans

    4.02

    4.46

     

    CRAR

    10.01

    10.11

     

    Net Worth

    14656.27

    18374.95

    News & Events

    15-06-2017
    Revision of Deposit Interest rates with effect from 16-06-2017
    05-06-2017
    RBI observing Financial Literacy week from June 5-9 across the Country, be a part of it
    05-06-2017
    Reminiscence of Sri EV Kumaran-Formar bank president held at bank auditorium on 03-06-2017
    24-04-2017
    Tender No: HO/IT/1/2016-17 dt: 05-04-2017. Last date and time for submitting Filled RFP : 25-04-2017,01.00 P.M. Date and Time of Technical Bid Opening will be informed later.
    13-04-2017
    Sri A Abdul Rasheed, Joint Registrar of Cooperative Societies has taken charge as Part-Time Administrator of KDC Bank
    05-04-2017
    Tender invited for Supply and Installation of Desktps, Laptops, Printers, UPS etc
    31-01-2017
    KDC Bank Received the NABARD AWARD for the best financial perfomance and initiative under Developmental field during the year 2015-16
    08-03-2017
    KDC Bank Customers have secured cash back concerned with the Lucky Grahakh Yojana declared by central government recently for promoting digital transaction.
    03-11-2016
    KDCB Bank got Special Recognition award in DCCB Category in Banking Frontiers Awards
    01-08-2016
    Bank will not ask your ATM Card Number and Secret PIN in any case. beware of such frauds
    08-04-2016
    RTGS/NEFT Facility is absolutely FREE at Our Bank without any limit.
    08-04-2016
    NRE account facility is available at all branches of KDC Bank. Fix an appointment with our branch at your convenience..
    08-04-2016
    Customers can now easily change their existing bank to our bank for AADHAAR Linking. Submit the Mandate Form to our branch immediately
    08-04-2016
    All type Scholarship Schemes for School going students can be availed through their KDC Bank accounts,
    05-08-2016
    All our customers can now enjoy the facility of DBT and All AADHAAR based payments. Link your AADHAAR Number immediately
    08-04-2016
    KDCB RuPay Debit cum ATM Card is acceptable in ATMs/Retail Outlets/PoS all over India. Enjoy the convenience of Cashless Shopping Conact KDC Bank Branch for your ATM card
    08-04-2016
    Unclaimed deposits Transferred to RBI - DEAF(Depositor Education and Awareness Fund Scheme)-2014 for more details see link Downloads
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