ABRIDGED BALANCE SHEET AND WORKING RESULTS
Rs.in lakhs
PARTICULARS
Previous Year
Current Year
31-03-14
31-03-15
Balance Sheet
Capital
8478.34
8538.32
Reserves & Surplus
18181.70
19547.60
Deposits
259554.90
297355.60
Borrowings
43027.94
30702.75
Other Liabilities
13656.56
13572.72
TOTAL LIABILITIES
342899.44
369716.99
Cash and Bank Balances
23142.36
23942.69
Investments
115617.18
123026.88
Loans and Advances
192511.36
211742.00
Other Assets
11628.54
11005.42
TOTAL ASSETS
Profit & Loss Account
Interest Income
29200.90
34580.04
Other Income
254.63
1268.08
Total Income
29455.53
35848.12
Interest Expenditure
20955.69
26603.73
Other Expenditure
7114.83
7074.55
Total Expenditure
28070.52
33678.28
Profit
1385.01
2169.84
Other Working Results
CD Ratio (%)
74.17
71.21
Recovery Performance (%)
82.00
89.00
Gross NPAs
15327.08
13838.31
% of Gross NPAs to total advances
7.96
6.54
% of Net NPAs to net loans
4.91
4.02
Capital Adequacy Ratio (%)
3.94
4.05
Net Worth
13211.56
14656.27