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Ksheeranidhi

Type of loan

Medium term loan –Agriculture. 

Method of Repayment

EMI/Non-EMI

Purpose    

Agricultural allied Purpose

Eligibility criteria

Individuals, SHG, Milk Societies, Clusters. 

Scale of finance     

Not applicable. 

Limit of loan

75000. 

Holiday period        

Nil

Repayment period

60 Months. 

Rate of interest

As per interest structure. 

Penal Interest

2% for overdue installments. When the loan becomes fully overdue 2% of additional interest on contract rate is charged

Charges

Nil

Subsidy/Re-finance

Yes. 

Security    

Personal surety/ collateral security. 

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