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Ksheera Samrudhi Loan

Type of loan

Medium term loan –Agriculture. 

Method of Repayment

Non-EMI 

Purpose    

Agricultural allied Purpose

Eligibility criteria

Individuals, SHG, Milk Societies, Clusters . 

Scale of finance     

Not applicable. 

Limit of loan

300000. 

Holiday period        

Nil

Repayment period

60 Months. 

Rate of interest

As per interest structure. 

Penal Interest

2% for overdue installments. When the loan becomes fully overdue 2% of additional interest on contract rate is charged

Charges

Nil

Subsidy/Re-finance

Yes. 

Security    

Personal surety/ collateral security. 


Insurance policy for project amount in the joint name of bank should be submitted to bank.

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