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Golden Cash Credit

Individuals are allowed to avail this facility against the gold ornaments pledged.

Individuals have to become customer before availing this facility.

Limit is sanctioned on the basis of value of gold pledged.

Limit sanctioned for a period of one year

Interest on daily products basis

Penal interest @ 2% will be charged when the account becomes overdrawn (for the overdrawn amount only)

After the expiry of CC limit period 2% additional interest will be charged over the contract rate.

Withdrawals are allowed only through cheque book.

Charges are applicable for this type of CC facility. Folio charge @ Rs-10 will be charged on this account once in a year on 31st of March.

Purpose: These types of loans are issued for business purpose.

Security: Pledge of gold. Limit is sanctioned up to 85% of the value of gold pledged.

Drawing Power Limit (DPL) is restricted as 85% of stock value.

At the time of Closure/ Renewal of a/c an amount @ 0.5% of loan amount subject to a maximum of Rs-500 is collected as closure charges and credited to Miscellaneous Income and Rs-100 towards insurance charge.

News & Events

KDC Mobile Banking Application is now available in Apple platform
FIxed Deposit Interest rate has been changed
KDC Bank RuPay Cards- Get Accidental insurance cover and many more offers
IFS Codes of bank/branches has changed
KDC Bank Received the NABARD AWARD for the best financial perfomance and initiative under Developmental field during the year 2015-16
KDCB Bank got Special Recognition award in DCCB Category in Banking Frontiers Awards
Bank will not ask your ATM Card Number and Secret PIN in any case. beware of such frauds
RTGS/NEFT Facility is absolutely FREE at Our Bank without any limit.
NRE account facility is available at all branches of KDC Bank. Fix an appointment with our branch at your convenience..
Customers can now easily change their existing bank to our bank for AADHAAR Linking. Submit the Mandate Form to our branch immediately
All type Scholarship Schemes for School going students can be availed through their KDC Bank accounts,
All our customers can now enjoy the facility of DBT and All AADHAAR based payments. Link your AADHAAR Number immediately
KDCB RuPay Debit cum ATM Card is acceptable in ATMs/Retail Outlets/PoS all over India. Enjoy the convenience of Cashless Shopping Conact KDC Bank Branch for your ATM card
Unclaimed deposits Transferred to RBI - DEAF(Depositor Education and Awareness Fund Scheme)-2014 for more details see link Downloads
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