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Minor/minor with guardian is entitled to open account under the above scheme.

Initial Deposit of Rs.50 is insisted for opening Savings account.

Maximum allowed number of cash withdrawals is 1 per day.  Managers use their discretion to allow more than 1 cash withdrawal.  No charges being levied in such cases.

Customers not allowed to withdraw cash if minimum balance comes below the stipulated amount due to cash withdrawal. Managers use their discretion to withdraw below minimum balance.

No charges being levied for non-maintenance of minimum balance.

Customers allowed to deposit the funds in the Savings account by cash, clearing cheques of other banks, inter account transfers from other accounts, and collection cheques of other outstation centers

Customers can withdraw the funds by withdrawal slips.  Pass books made compulsory during withdrawal time while withdrawing through withdrawal slips.

Withdrawal slips with serial numbers are provided to customers for withdrawal over the counter.

Separate type of pass book is issued to the customers.

When the outstanding reaches 10000, it is converted as fixed deposit under the head FD-Balamithra with the permission of the customer.

No operation should be allowed once customer attained major status.

When the minor becomes major the existing account is closed and the major person advised to open account under SB Individual scheme.

News & Events

KDC Mobile Banking Application is now available in Apple platform
FIxed Deposit Interest rate has been changed
KDC Bank RuPay Cards- Get Accidental insurance cover and many more offers
IFS Codes of bank/branches has changed
KDC Bank Received the NABARD AWARD for the best financial perfomance and initiative under Developmental field during the year 2015-16
KDCB Bank got Special Recognition award in DCCB Category in Banking Frontiers Awards
Bank will not ask your ATM Card Number and Secret PIN in any case. beware of such frauds
RTGS/NEFT Facility is absolutely FREE at Our Bank without any limit.
NRE account facility is available at all branches of KDC Bank. Fix an appointment with our branch at your convenience..
Customers can now easily change their existing bank to our bank for AADHAAR Linking. Submit the Mandate Form to our branch immediately
All type Scholarship Schemes for School going students can be availed through their KDC Bank accounts,
All our customers can now enjoy the facility of DBT and All AADHAAR based payments. Link your AADHAAR Number immediately
KDCB RuPay Debit cum ATM Card is acceptable in ATMs/Retail Outlets/PoS all over India. Enjoy the convenience of Cashless Shopping Conact KDC Bank Branch for your ATM card
Unclaimed deposits Transferred to RBI - DEAF(Depositor Education and Awareness Fund Scheme)-2014 for more details see link Downloads
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